Loans with low rates, tailored to you
CreditSavvy members get better personal loans, with low rates they deserve. Our award-winning loans are individually tailored to match our borrowers' financial situations, so the best borrowers are rewarded with our lowest rates, which start from a comparison rate* of just 6.45%.
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We understand that everybody is different, so we tailor our interest rates to individually match our borrower's financial situation, from 6.45% (6.45% comparison rate*) to a maximum of 26.99% (28.65% comparison rate). Our loans are from $5,000 to $50,000 over 3, 5 or 7 years.
See below how different rates affect repayments for an example loan of $15,000 over 5 years.
* This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
We grade all of our borrowers individually. Our best borrowers qualify for a rate of 6.45% p.a. (6.45% comparison rate^) with no establishment fees. See how this compares with the major Australian banks.
^ Comparison rates as of 7th November 2019 (as published by ANZ, Westpac, NAB, and CBA). All comparison rates are based on a $30,000 Personal Loan for a five year term and include all establishment and on-going fees. The MoneyPlace rate is availble to borrowers with an excellent credit history.
It's simple and only takes 10 minutes to apply online
After your application is submitted your dedicated lending specialist will guide you through the final steps. It typically takes 2–3 days to get your money.